A credit check is one of the most revealing indicators of an individual’s or business’s financial health and money management habits.
Credit checks and screenings delve into a subject’s financial behaviour over 24 months, utilising data from major credit bureaus like Transunion, Experian, and XDS to reveal underlying financial habits.
LET’S UNDERSTAND
As part of the background screening process, credit checks involve examining an individual’s credit history, including their credit score, payment history, outstanding debts, and any instances of financial delinquency or bankruptcy. (Please note: Credit verification checks should only be conducted with the candidate’s consent.)
Credit checks empower an employee to make an informed decision about filling positions that require individuals with a sound financial track record.
Hiring applicants with a stable credit history helps reduce the risk of financial distress impacting job performance.
Conduct credit checks to assess if a candidate’s financial history poses any risks to their job performance or decision-making.
Whether you need to check one candidate’s work history or hundreds, Dots360 helps you scale your screening process and reduce administrative burden.
Provides you with insights into an individual’s financial habits.
SLA: Real-time
Credit Check
Provides you with insights into an individual’s financial habits.
SLA: Real-time
Credit Check
Provides you with insights into an individual’s financial habits.
SLA: Real-time
Credit Check
References information from three credit bureaus to give you a more comprehensive picture of an applicant’s financial history and creditworthiness.
SLA: Real-time
Used and trusted by 100s of organizations and companies
We contribute to human progress by empowering people to utilize their personal data in a way that adds value to their lives whilst enabling organizations and companies to have a revocable lease on this data in order to provide individuals with the service or product that they requested.
Copyright © 2024 Dots Africa. All rights reserved.